When local law sets the rule
Your use of the site is governed by these terms, the privacy wording linked with them, and any local rule that applies where you live. If a state or territory rule is stricter, that rule controls. We may ask for extra checks before we change account
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details, hand over records or respond to a request that affects access. Some legal records can include UPI, Paytm or PhonePe references when those rails were used for account activity, because they help us match the request to the right record. We keep only what we
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need for account handling, dispute records, security checks and lawful duties. Nothing on this page extends access into a place where local law does not allow it; instead, the rule is always the one that applies in your region.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.